To Report a Lost or Stolen Debit Card After Hours: Call Toll-Free (877)-226-2351


Checking Accounts


The Ford County State Bank of Spearville offers several types of checking accounts. Browse through the options below and if you would like more information, feel free to contact us at 620-385-2616 or visit our bank. Disclosures are available on all of our deposit accounts.

Personal or Commercial

  • Opening deposit of $50.00
  • Maintenance fees waived if account maintains a monthly average balance of $500.00 or more
  • Monthly statement detailing activity
  • Unlimited check writing

NOW Account Checking

  • Opening deposit of $1,500.00
  • Minimum monthly average balance of $1,500.00 to eliminate monthly service charge
  • Interest bearing, compounded and paid monthly
  • Unlimited check writing
  • Monthly statement detailing activity

Money Market Account

  • Opening deposit of $2,500.00
  • Minimum monthly average balance of $2,500.00 to eliminate monthly service charges
  • Six withdrawals allowed per month
  • Interest bearing checking, compounded and paid monthly
  • Monthly statement detailing activity



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